Born From Member Needs
Forsa Insurance Agency was established to solve a simple problem:Members needed insurance that was affordable, understandable, and truly supportive.
By leveraging Fortune Sacco’s strong member base, financial strength, and trusted relationships, Forsa was created to:
Simplify Insurance Access
We make insurance easy to understand, easy to apply for, and easy to manage, so you get covered without stress or complicated processes.
Offer Covers Designed for Everyday Kenyans
Our insurance plans are built around real Kenyan lifestyles; protecting families, businesses, farmers, and professionals with practical, relevant coverage.
Negotiate Better Premiums
By leveraging Fortune Sacco’s collective strength, we secure more affordable premiums, helping members enjoy better cover at lower cost.
Provide Hands-On Claims Support
When it matters most, we walk with you through the entire claims process, offering guidance, follow-up, and support until your claim is resolved.
Classes of Insurance
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Forsa Motor policy
Forsa Auto Insurance policy protects the insured against financial loss if the motor vehicle is involved in an accident, burnt or stolen. The cover is for accidental own damage or loss to the motor vehicle and its accessories.
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Forsa Livestock Cover
Forsa Livestock Insurance covers animal loss due to accidents (such as electrocution or calving), emergency slaughter caused by disease, poisoning, or snake bites (certified by a veterinarian), and theft; subject to proper security and official police and chief reports.
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Forsa Household Policy
This is a combined policy for homeowners. It covers the building itself, contents in the house and outside the house, house servants against death or injury whilst in the course of employment and personal legal liability to third parties.
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Fire and Special Perils
This policy covers insured property including buildings, swimming pools, furniture and fittings, stock in trade, and other contents against risks such as fire, lightning, earthquakes, floods, storms, riots and strikes, malicious damage, and explosions resulting from gas cylinders or household appliances.
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All Risks Insurance
All Risks Insurance provides broad protection by covering almost any loss or damage to your insured property, unless the risk is specifically excluded in the policy. This means you enjoy wider peace of mind; from accidental damage to unexpected events, with fewer coverage gaps compared to standard insurance.
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Public Liability
This covers if a member of the public is injured or has their property damaged during the course of
work, or while using your products or services. It covers compensation you are liable to pay and your reasonable legal fees incurred to defend a claim against you.
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Fidelity Guarantee
Fidelity Guarantee protects your company against theft or fraud by employees, partners, contractors, or volunteers. It safeguards your money, property, and assets, giving your business confidence against internal dishonesty and misappropriation.
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WIBA
It covers workers hurt or sick from work. It also shields employers from legal trouble due to work
incidents. Additionally, it pays for medical bills, lost wages, and permanent disabilities or deaths. This applies to work-related accidents. The goal is to improve safety in workplaces.
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Student Personal Accident Cover
This cover provides financial compensation for bodily injuries sustained by the insured student due to violent causes. It includes death, emergency medical expenses, artificial appliances, dental expenses, and permanent disability, depending on the selected options.
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Introducing CoopCare
In partnership with CIC Insurance, we’re proud to introduce CoopCare, a medical cover supported by a wide panel of mission and private hospitals nationwide.
Who is it for?
Open to all Fortune Sacco members aged 18–70, this cover can include the member, spouse, and children (up to 18 years, or 25 if in school). You can insure just yourself or your whole family, with higher benefits for members and dependants.
What's Covered?
The cover provides Ksh 300,000 for inpatient care, Ksh 50,000 for outpatient treatment, Ksh 25,000 for maternity, Ksh 7,500 each for dental and optical, and Ksh 50,000 for last expenses.
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