Your money, working as hard as you do.
For over 140,000 Kenyans — farmers, traders, teachers, and business owners — Fortune Sacco is where savings grow, loans come through, and dreams get funded. Shilingi by shilingi.
Access your accounts anytime, anywhere
Fuel your dreams with 100% Financing
Pay for your Peace of Mind
Free Deposits for Your Customers.
Transact using a Sacco link ATM Card
Turn Your Shop Into a Banking Point & Earn
Become a member from wherever you are.
No queues. No paperwork marathons. Open your Fortune Sacco account online in minutes and unlock tailored loans, savings that actually earn, and a community that's invested in your success — because as a member, you're not a customer. You're an owner.
Members
140K+
Every member is a story of growth. Yours could be next.
Asset Base
10B+
Financial strength you can count on, season after season.
Loan Portfolio
9B+
Businesses started. Homes built. School fees sorted. Farms expanded.
Branch Network
18
Real people, near you, ready to help, plus 24/7 mobile banking wherever you are.
More ways to grow with Fortune
Need capital? Multiply your savings by 5.
Zidisha Loan
Your savings shouldn't limit your ambition. With the Zidisha Loan, borrow up to five times what you've saved, boost your stock, expand your farm, or grab that opportunity before it passes. Quick approval. Fair rates. Repayments built around your cash flow.
Bank when it suits you. Not the other way around.
Mobile & Internet Banking
Check balances at dawn before the market opens. Pay bills from the farm. Send money after hours. With Fortune Sacco mobile and internet banking, your account fits into your day, securely, 24/7.
Turn your shop into a banking point — and earn from it.
Agency Banking (For business owners)
Become a Fortune Sacco agent and let your customers deposit, withdraw, and transact right at your counter. You earn a commission on every transaction, and your shop becomes the most useful stop on the street.
Talk to a real person. Even on a Sunday. Even on a holiday.
Call Center Support
Lost card? Loan question? Balance check? Our in-house call center picks up when others close. No branch hours, no waiting until Monday — just help, when you need it.
SHILINGI BY SHILINGI PODCAST

Video can’t be displayed
Shilingi by Shilingi — real stories, real money lessons.
In our first episode, we sit down with tea farmers turning their harvests into thriving businesses with the right savings and credit tools. Practical, honest conversations about money — the Kenyan way.