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Your money, working as hard as you do.

For over 140,000 Kenyans — farmers, traders, teachers, and business owners — Fortune Sacco is where savings grow, loans come through, and dreams get funded. Shilingi by shilingi.
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Become a member from wherever you are.

No queues. No paperwork marathons. Open your Fortune Sacco account online in minutes and unlock tailored loans, savings that actually earn, and a community that's invested in your success — because as a member, you're not a customer. You're an owner.
Members

140K+

Every member is a story of growth. Yours could be next.
Asset Base

10B+

Financial strength you can count on, season after season.
Loan Portfolio

9B+

Businesses started. Homes built. School fees sorted. Farms expanded.
Branch Network

18

Real people, near you, ready to help, plus 24/7 mobile banking wherever you are.

More ways to grow with Fortune

Need capital? Multiply your savings by 5.

Zidisha Loan
Your savings shouldn't limit your ambition. With the Zidisha Loan, borrow up to five times what you've saved, boost your stock, expand your farm, or grab that opportunity before it passes. Quick approval. Fair rates. Repayments built around your cash flow.
Check What You Qualify For →

Bank when it suits you. Not the other way around.

Mobile & Internet Banking
Check balances at dawn before the market opens. Pay bills from the farm. Send money after hours. With Fortune Sacco mobile and internet banking, your account fits into your day, securely, 24/7.
Get Started with Mobile Banking →

Turn your shop into a banking point — and earn from it.

Agency Banking (For business owners)
Become a Fortune Sacco agent and let your customers deposit, withdraw, and transact right at your counter. You earn a commission on every transaction, and your shop becomes the most useful stop on the street.
Become an Agent →

Talk to a real person. Even on a Sunday. Even on a holiday.

Call Center Support
Lost card? Loan question? Balance check? Our in-house call center picks up when others close. No branch hours, no waiting until Monday — just help, when you need it.
Get Assistance

SHILINGI BY SHILINGI PODCAST

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Shilingi by Shilingi — real stories, real money lessons.
In our first episode, we sit down with tea farmers turning their harvests into thriving businesses with the right savings and credit tools. Practical, honest conversations about money — the Kenyan way.
Listen to the Episode →
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Learn something your money will thank you for.

What Credit Officers Wish Members Knew
Read more
Confidence to face tomorrow without fear.
Read more
Why Saving is good for you. I mean it.
Read more

FORTUNE DT SACCO SOCIETY LTD

254-111-054-300
254-757-624-478
info@fortune.co.ke
Headquarters: Fortune Plaza Kerugoya Town,P.O.Box 559-10300,Kerugoya,Kirinyaga County,Kenya.
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OUR PRODUCTS

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OUR SERVICES

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ABOUT US

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